Finance your growing business
                with Asia-Pacific’s first financing company for asset-light businesses
Fast and flexible financing 
 has never been easier 
            We help asset-light businesses manage their monthly operating expenses by providing growth, payroll, and working capital financing. These businesses typically don’t have equipment, inventory, or property which they can use for financing. Instead, Zetl uses their receivables as collateral.
learn moreour products
Wage Layer
                    Simplified payroll financing product to protect your staff from late payments
                
                Learn More >
            Invoice Financing
                    One-off, fast, flexible financing product to cover any short term working capital needs
                
                Learn More >
            Credit Line
                    Flexible longer term financing product that’s secured against your revenues
                
                Learn More >
            Who is Zetl For
Asset-light SMEs
                Any services businesses that do not have equipment, inventory, or property which they can use for
                financing. For example, recruitment agencies, consultancies, SaaS and digital media providers.
            
        Revenue Generating
                All our products require either accounts receivables or recurring revenues to secure your loan against.
            
        Based in Asia-Pacific
                We fund companies throughout Asia-Pacific.
            
        Benefits
 
            HK$50 cash voucher for each employee to access 40+ flexible workspaces in HK
Whether you are a startup or multinational corporation, Deskimo is the one flexible workspace solution you might need. Deskimo offers the most flexible way for your team to access hot desks, meeting rooms and event spaces at 40+ professional workspaces across the city – on-demand, pay-per-minute. Request instant access for your hybrid workforce to unlock the true power of flexible working today.
 
            Receive your first HK$100,000 worth of FX free of charge
Established in Melbourne in 2015, Airwallex is a payments platform transforming the way businesses move and manage money globally.
In today’s fast-changing digital era, Airwallex’s purpose is to empower businesses of all sizes to grow without borders, and by doing so, contribute to the global economy. With technology at our core, we built a global financial infrastructure to help businesses transact, collect and pay across 130+ countries and 50+ currencies, without the constraints of the traditional global financial system.
Why Zetl?
Unlock cash tied up in receivables
                    Your business can receive the funding you need immediately after approval.
                
            Transparent from the start
                    Our terms are clear and straightforward, with no hidden fees, ever.
                
            Here to meet your demands
                    We understand that every business has different needs, therefore all our products are fully flexible
                    to meet your demands.
                
            Safeguard your reputation
                    Your clients won’t need to know that you’ve taken up financing* and all your documents submitted are
                    kept confidential.
                
            Borrow with confidence
                    All our products require no personal guarantees because we believe business risk should be kept
                    separate from personal liability.
                
            Simplicity at its core
                    We know how tedious and complicated the process of loan applications are. Hence, we keep our process
                    simple. Simple sign up, simple terms, simple execution.
                
            *except for revenue-share with your approval
Trusted by businesses like yours
Receive funds in hours...
Financing doesn’t have to be complicated or long process. As a Zetl customer, you can receive funding within 24 hours.
1. Sign Up
                Tell us about your business
            
        2. Request Funds
                Submit your invoices
            
        3. Unlock Funds
                Sign digitally and receive funds within 24 hours
            
         
         
                     
         
         
         
         
         
         
        